Investment Philosophy

At Wisdom Fixed Income Management, we focus on capital preservation and income generation through diversified portfolios. We employ an adaptive, multi-layered approach to capture a wide range of opportunities. Our robust portfolio management style and forward-looking macro process seek to provide an effective yield while focusing on capital preservations of your investments in any market environment.

Strategies

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Short term Government

Highlights:

  • Diverse Cash Strategy: Utilizes a portfolio of high-quality Treasury and money market instruments denominated in U.S. dollars.
  • Daily Liquidity: Active management seeks to provide daily liquidity and capital preservation.
  • Risk Management: Designed with the objective of minimizing risk relative to the market benchmark.1
  • High-Quality Investments: Invests solely in U.S. Treasury Bills, Notes, other obligations guaranteed by the U.S. government, and repurchase agreements backed by such obligations.

Key Objectives:

  • Capital Preservation: Pursues preservation of capital through high-quality, short-term money market instruments.
  • Competitive Returns: Aims to provide higher returns on cash compared to savings accounts and CDs, offering similar benefits.
  • Conservative Investment: Utilizes a conservative approach to cash investment.

Short Duration

Highlights:

  • Enhanced Yield Potential: Short Duration strategy aims to provide a yield premium and total return advantage over traditional cash investments with a modest increase in risk through investment in longer maturity bonds and a wider range of investment-grade fixed income securities. 
  • Diverse Investments: Primarily invests in domestic and international investment-grade2, fixed, variable, and floating-rate corporate bonds.
  • Targeted Duration: The strategy typically maintains a duration of one year or less under most market conditions, balancing risk and return.  

Key Objectives:

  • Steady Income Stream Investments: Seeks to increase value through investment in consistent income streams.
  • Higher Returns: Offers the potential for higher returns on cash compared to a money market fund.
  • Capital Preservation: Emphasizes capital preservation while seeking yield.
  • Diversification: Benchmark agnostic, an option to diversify their fixed income allocations.



Disclosures:

There is no guarantee the Strategies will achieve their stated objectives. Past performance is not a guarantee of future results.  Additionally, all investments carry risk and there is possibility for loss in either Strategy. Portfolio characteristics and holdings are subject to change without notice. 

1 Applicable market benchmarks include Bloomberg Agg, Corporate Bond Index, and High Yield Bond Index.

2 Investment grade are those securities rated Baa3 or higher by Moody’s, or an equivalent rating by an
equivalent rating agency. 

  The Short Duration Strategy may have higher risk compared to a money market fund. 

  The Short Duration Strategy is not required to invest its core holdings on standard fixed income benchmark holdings.